Bper how to make a bank transfer
The bank transfer is a financial operation that allows you to transfer money from one bank account to another. This operation can be carried out both online and at bank branches.
How does a bank transfer work?
To make a bank transfer, it is necessary to know the beneficiary's data, i.e., the person to whom you want to send the money. Among the required data are:
- Name and surname of the beneficiary
- IBAN (International Bank Account Number) of the beneficiary
- BIC (Bank Identifier Code) of the beneficiary's bank
After entering this information, you can indicate the amount to transfer, and if necessary, write a reason or note for the recipient. Once payment is confirmed, the amount will be credited to the beneficiary's account within a few business days.
What are the costs of a bank transfer?
The costs of a bank transfer may vary depending on the issuing bank and the type of current account held by the sender. Generally, applied commissions include a fixed fee and a percentage on the transferred amount.
In addition, some banks offer discounted rates for online transfers or for certain types of current accounts. It is always advisable to check the conditions applied by your own bank before making a bank transfer.
How to make a transfer with Bper
Making a transfer with Bper is easy and fast. Here are the steps to follow:
- Access your online account: to make a transfer with Bper, you must access your reserved area on the bank's website.
- Choose the recipient of the transfer: enter the data of the beneficiary of the transfer, such as name, surname, and IBAN.
- Enter the amount of the transfer: specify the amount you want to transfer to the recipient.
- Enter the reason for the transfer: indicate why you are making the transfer, such as paying an invoice or a gift.
- Confirm the entered data: review all entered information to ensure it is correct.
- Send the transfer: confirm the operation and send the transfer.
Remember that if you need to make an international transfer, you will need to provide additional information, such as the SWIFT code of the foreign destination bank. In this case, we recommend that you contact your local Bper branch for more information.
Making a transfer with Bper is safe and reliable. However, we recommend that you always verify the entered data before confirming the operation to avoid any errors or issues.
Steps for sending a bank transfer
To make a bank transfer with Bper, follow these simple steps:
- Access your online current account: you can do so from Bper's website or through their mobile app. Enter your login credentials (username and password) to access your reserved area.
Remember that to make a bonifico with Bper it is necessary to have an active current account with the bank. In addition, fees may apply for money transfer operations. Always check your current account contract terms and conditions to avoid surprises.
Costs and processing times of the transfer
Before making a transfer, it is important to know the associated costs and processing times. This way, you can avoid unpleasant surprises and better plan your finances.
Costs
The costs for processing a transfer depend on the issuing bank and the destination of the money. In the case of Bper, the cost varies depending on the type of current account owned:
- Basic Current Account: €1.50 for SEPA transfers online or at the counter;
- Plus Current Account: free for SEPA transfers online, €1.50 for those made at the counter;
- Top Current Account: free for both SEPA transfers online and at the counter.
In addition, if the transfer is made in a currency other than euro, an additional commission may be applied for conversion.
Processing times
The processing times of the transfer depend on the destination of the money and the type of operation chosen. In general, processing times can vary from a few hours to several working days.
In the case of SEPA (Single Euro Payments Area) transfers, which concern payments in euros to countries in the European Union, processing times are generally 1-2 working days.
For international transfers, on the other hand, processing times can vary from 3 to 5 working days or even more, depending on the destination country and any verifications required by the banks involved.
It is important to keep in mind that processing times may be longer if the transfer is made during holidays or periods of high banking traffic. In these cases, it is advisable to allow for a greater margin of time for payment processing.
Conclusions and useful tips
Making a transfer with Bper is a simple and fast operation, but still requires attention and care to avoid errors. Therefore, we recommend paying close attention to the information entered when filling out the transfer form.
In addition, it is important to keep in mind that the cost of the transfer varies depending on the type of current account held with Bper. Before making the transfer, it is therefore advisable to check your tariff plan or ask your bank consultant for information.
Finally, we remind you that there are some alternatives to traditional transfers, such as immediate transfers or payments via mobile app. These solutions can be useful in case of urgent transfers or if you want more convenience in executing the operation.
- Always remember to carefully check the information entered when filling out the transfer form;
- Check your tariff plan before making the transfer;
- Evaluate the use of alternatives to traditional transfers based on your needs.
Making a transfer with Bper is an operation within everyone's reach, but it is important to follow some simple rules to avoid errors and inconveniences. Paying attention to the information entered, checking your tariff plan, and evaluating available alternatives are just some of the useful tips we have seen in this article. With these precautions, it will be possible to make a transfer with Bper safely and without problems.
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My name is Michael Anderson, and I work as a computer engineer in Midland, Texas.
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